Liability Insurance – This type of coverage pays for damages when you’re in an accident with another driver who doesn’t have insurance.

Uninsured/Under-Insured Motorist Insurance – If you’re hit by a car, and it turns out their coverage isn’t enough, this will protect your medical expenses, pain and suffering, and lost wages for you and your passengers.

Collision Insurance – Unlike liability insurance, collision insurance ensures that your insurer will pay the repairs to your car. If the crash is severe and your vehicle is far from being saved, this type of insurance will pay out the value of what your car was worth before the crash.

Comprehensive Insurance – For accidents not headed on collisions like water damage or even theft, comprehensive insurance is good. This type of car insurance covers damages to your vehicle from things other than a collision, such as vandalism.

Personal Injury Protection – This type of coverage pays you for medical bills, disability, and lost wages if you’re injured in a car accident.